Most Contractors Are One Lawsuit Away From Losing Everything

This free e-book and checklist shows you how 6-figure contractors protect what they've built, and what 5-figure contractors overlook.

You’d never leave a job half done. So why are most contractors half-covered when it comes to insurance?

What You Don’t Know About Insurance Will Cost You

  • Think your general liability policy covers your tools? It won't.

  • Subcontractor caused damage? You’re likely still on the hook.

  • Tools stolen from a job site? Most policies won’t pay out.

  • Let your policy lapse? One claim and you're toast.

  • One lawsuit can wipe out your business and your bank account.

Inside This Checklist, You’ll Discover:

  • The 8 insurance policies serious contractors carry — and why

  • How 6-figure contractors use insurance to win bigger jobs

  • Which coverage gaps cost contractors thousands each year

  • Why most generalist insurance agents are hurting your business

  • The $200 policy that can save your business from a lawsuit

📥 Download it now and stop guessing.

Contractors Insurance Group isn’t your average agency.

We specialize in protecting Texas contractors — from electricians and remodelers to general contractors and subs. While other agents are busy quoting cookie-cutter policies, we:

  • Understand jobsite risks and contract requirements

  • Speak your language — not insurance jargon

  • Help you scale without exposing yourself to lawsuits

📞 Have questions? We’re a text or call away: (737) 232-4715

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“But I’ve already got insurance.”


So did the guys who lost their tools, got sued, or couldn’t get paid because their COIs weren’t accepted.


This checklist isn’t about having insurance. It’s about having the right kind.

⚠️ Don’t wait until it’s too late.

Your next job could be the one that exposes a $50,000 mistake.


Download the checklist. Patch the holes. Protect your business.

FAQS

Do Contractors Need General Liability Insurance?

Yes, most contractors should carry general liability insurance. It protects your business from costly claims related to property damage, bodily injury, or accidents caused by your work. Many clients and job sites require proof of general liability insurance before allowing contractors to begin work, making it essential for both compliance and peace of mind.

What Does Commercial Auto Insurance Cover for Contractors?

Commercial auto insurance covers vehicles used for business purposes, including work trucks, vans, and equipment-hauling trailers. It helps protect you from financial loss if your vehicle is involved in an accident, causes property damage, or injures someone while being used on the job. It often includes liability, collision, comprehensive, and uninsured motorist coverage options tailored to your needs.

Is Workers’ Compensation Insurance Required for Contractors in Texas?

While workers’ compensation insurance is not legally required for most private employers in Texas, that doesn’t mean it's optional from a risk standpoint. If an employee is injured on the job, you could still face a costly lawsuit without this coverage. Workers’ compensation provides financial protection by covering medical expenses and lost wages, and it can also protect your business from legal claims. For Texas contractors, it’s a smart and often essential part of a solid risk management plan.