Affordable Insurance for Contractors in Texas
In today’s fast-paced world, having the right contractor insurance is essential to protect your business from unexpected risks. Whether it’s liability claims, property damage, or job site accidents, the right coverage helps safeguard your assets and keep your operations running smoothly. With tailored insurance for contractors, you can focus on growing your business with confidence, knowing you’re financially protected from costly setbacks.
About Us
At Contractors Insurance Group, we are committed to providing reliable, tailored insurance solutions that protect your business and livelihood. We leverage industry expertise and innovative resources to deliver comprehensive coverage with exceptional service. Our core values, integrity, dedication, and client-first service drive everything we do. We’re proud to be part of your journey and look forward to helping you secure the right protection with confidence and peace of mind.
What We Offer
General Liability Insurance
Protect your business from costly legal and financial setbacks with general liability insurance. This essential coverage helps safeguard you against lawsuits, accidents, and unexpected claims that could impact your operations. With the right general liability insurance, you can focus on growing your business while staying protected from potential risks.
Business Property Insurance
Safeguard your business assets with property insurance designed to protect your office, equipment, and inventory from unexpected events like fire, theft, or natural disasters. With the right property insurance, you can minimize disruptions, recover quickly, and keep your business running smoothly.
Workers Compensation
Protect your team and stay compliant with workers compensation coverage that provides financial support for medical expenses and lost wages due to work-related injuries or illnesses. With the right workers compensation policy, you can prioritize employee well-being, reduce business risks, and create a safer, more productive workplace.
Commercial Auto Insurance
Keep your business moving with Commercial Auto Insurance designed to protect your vehicles, drivers, and operations. Whether you have a single work truck or an entire fleet, our coverage safeguards against accidents, property damage, and liability risks. Stay on the road with confidence, knowing your business is protected.
Some Of Our Carriers
What Our Clients Say
Frankie
"Rick helped me with my insurance (amazing price/value combo) even helped answer questions about my other policies. Pro"
Ignacio
"Rick was great to work with. He took the time to understand my specific insurance needs and provided me with great customer service."
Emily
"Saved me a lot of money on my premiums! Explained everything thoroughly, easy to bind policies."
FAQS
Do Contractors Need General Liability Insurance?
Yes, most contractors should carry general liability insurance. It protects your business from costly claims related to property damage, bodily injury, or accidents caused by your work. Many clients and job sites require proof of general liability insurance before allowing contractors to begin work, making it essential for both compliance and peace of mind.
What Does Commercial Auto Insurance Cover for Contractors?
Commercial auto insurance covers vehicles used for business purposes, including work trucks, vans, and equipment-hauling trailers. It helps protect you from financial loss if your vehicle is involved in an accident, causes property damage, or injures someone while being used on the job. It often includes liability, collision, comprehensive, and uninsured motorist coverage options tailored to your needs.
Is Workers’ Compensation Insurance Required for Contractors in Texas?
While workers’ compensation insurance is not legally required for most private employers in Texas, that doesn’t mean it's optional from a risk standpoint. If an employee is injured on the job, you could still face a costly lawsuit without this coverage. Workers’ compensation provides financial protection by covering medical expenses and lost wages, and it can also protect your business from legal claims. For Texas contractors, it’s a smart and often essential part of a solid risk management plan.
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